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Jason, insightful Piece you’ve written. Take a look at bank and credit union NSF fees. 83% of these fees are paid by the same 22% of their checking account holders. An NSF fee easily exceeds 1800% APR as well. They all have the same goal; Keep the 99% in debt/servitude! I’m a small dollar lender AND these fees even make me cringe! @paydayloanguy

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