2 Comments

Excellent newsletter as always. I can't wait for your 2023 predictions, your 2022 were outstanding! Enjoy your time off.

Best regards,

Greg Quarles - CEO Green Dot Bank

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"Goldman’s consumer bank Marcus, once a success story fintech evangelists could point to," i mean... was it ever really successful? Like most fintechs that get this designation, they do a great job at PR but struggle to build a scalable, resilient and profitable business.

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