RE: Apple Pay Later - do you know that it is a prepaid virtual card? The smarter way to set it up would be to issue CREDIT virtual cards, not prepaid. Apple Card virtual cards are already credit, I'm sure Goldman Sachs will float the payment for a few days for a fee, and you are Durbin-exempt.
There are already other virtual card use cases that operate on a credit card interchange, this would not be breaking new ground.
RE: Apple Pay Later - do you know that it is a prepaid virtual card? The smarter way to set it up would be to issue CREDIT virtual cards, not prepaid. Apple Card virtual cards are already credit, I'm sure Goldman Sachs will float the payment for a few days for a fee, and you are Durbin-exempt.
There are already other virtual card use cases that operate on a credit card interchange, this would not be breaking new ground.