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Hey all, Jason here.
In this episode, I had the chance to speak Brian Reshefsky, founder and CEO of EDGE, the cashflow bureau helping lenders use bank transaction data across the consumer credit lifecycle, and Zuben Matthews, cofounder and CEO of consumer financial management and credit building app Brigit.
We had the chance to discuss:
How they think about cashflow-based scoring and underwriting, from both a B2B and a consumer perspective
Uses for cashflow data beyond underwriting decisions, like lead scoring, loan life cycle management, and cross sell
The intersection of traditional bureau data and cashflow analytics
What it means to be a CRA and why it matters
And much more
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