Fintech Business Weekly
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Interview: Michele Alt, Klaros Cofounder & OCC Veteran
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Interview: Michele Alt, Klaros Cofounder & OCC Veteran

De novo vs. acquisition, the benefits and privileges vs. costs of being a bank, and much more

Hey all, Jason here.

In this episode, I had the chance to talk with Michele Alt, cofounder and managing director of Klaros Group and a 22-year veteran of the Office of the Comptroller of the Currency. Michele and I had the chance to discuss:

  • What the opening of the “charter window” means and how fintechs should think about the opportunity

  • The de novo process vs. acquiring an existing bank

  • Michele and Klaro’s recent work on SmartBiz’s acquisition of United Community Bancshares and its subsidiary, Centrust Bank

  • Thinking through when becoming or buying a bank makes sense vs. when it might not

  • The open letter Michele coauthored alongside many other industry experts advocating for changes the federal bank regulators can make to streamline de novo bank formation

  • What Michele is keeping her eye on in DC at the moment

  • And much more!

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